Profitability
Whether the business, product, service or job is genuinely contributing enough.
Founding Cohort · October 2026
Use your financial reports to make better business decisions
Financial Management Essentials
A practical four-session live online programme for owners who want to understand profitability, financial position, working capital, cash flow and management information—without being overwhelmed by accounting jargon.
Led by Thiagan Manikam · 30+ years of practical finance experience
Designed around owner decisions
What this programme will help you understand
Cash flow
Why cash may be tight even when the accounts report a profit.
Working capital
How customers, suppliers and inventory affect liquidity and operating cash.
Management information
Which reports and indicators help an owner identify priorities and take action.
Four Saturday mornings
The programme
Each session combines plain-language explanation, worked examples and practical exercises relevant to Malaysian SMEs.
01
10 October 2026
How accounting information flows
Follow information from the original business transaction through the accounting records to the reports used for management decisions.02
17 October 2026
Understanding the balance sheet
Understand assets, liabilities, equity, working capital and what the financial position says about the business.03
24 October 2026
Understanding profit and cash flow
See why profit does not always mean cash in the bank and identify the drivers of margins, liquidity and cash pressure.04
31 October 2026
Turning information into management action
Use management information, costing, indicators and practical reporting disciplines to make better business decisions.Practical, guided learning
What participants receive
- Four live, trainer-led Zoom sessions
- Participant lesson notes
- Practical Excel workbook and worked exercises
- Reusable financial-management templates
- Small-cohort interaction and questions
- An action-oriented understanding of the numbers
Limited Founding Cohort intake
Financial Management Essentials
Complete this short application for the Financial Management Essentials programme for Malaysian SME Owners. TMMC will respond within one business day. Accepted applicants will receive the applicable programme documents for review and acceptance before payment instructions are issued.
Applications close 30 September 2026, or earlier when all 10 places have been allocated.
- 1Submit your application
- 2TMMC reviews and confirms suitability
- 3Review and accept the programme documents
- 4Receive payment instructions; your place is confirmed after cleared payment
Need help before applying?
WhatsApp +6011 6353 5451
WhatsApp +6011 6353 5451
Before you apply
Frequently asked questions
Do I need accounting knowledge?
No. The programme explains financial information in practical, owner-focused language.
How is payment made?
Accepted applicants first receive the applicable programme documents for review and acceptance. TMMC’s business bank-transfer instructions are issued after acceptance. Please do not transfer money before receiving the official instructions.
When is my place confirmed?
Your place is confirmed after TMMC accepts the application, you accept the applicable programme documents and the programme fee has cleared.
When will TMMC respond?
TMMC aims to respond to each application within one business day.
When do applications close?
Applications close on 30 September 2026, or earlier when all 10 places have been allocated.
Will confidential business data be required?
No. Training exercises use fictional or anonymised information. Participants should not submit passwords, bank details or confidential client information.